1. Use Strong and Unique Passwords
    • Create complex passwords for banking and financial accounts.
    • Change passwords regularly and avoid using the same password for multiple accounts.
  2. Enable Two-Factor Authentication (2FA)
    • Use 2FA for an added layer of security on banking and financial accounts.
    • Opt for authentication methods such as SMS codes, authentication apps, or biometric verification.
  3. Monitor Your Accounts Regularly
    • Check your bank and credit card statements frequently for any unauthorized transactions.
    • Set up alerts for large transactions or suspicious activity.
  4. Be Cautious with Sharing Personal Information
    • Avoid sharing banking or credit information over the phone or email unless you are sure of the recipient's identity.
    • Be mindful of the information you share on social media.
  5. Use Secure Websites for Online Banking
    • Ensure the website uses HTTPS before entering any sensitive information.
    • Avoid accessing banking websites from public or shared computers.
    • Avoid accessing banking websites from search results; go directly to the bank website.
  6. Beware of Phishing Scams
    • Do not click on links or download attachments from unknown or suspicious emails.
    • Verify the authenticity of any communication claiming to be from your bank or credit card company.
  7. Keep Financial Documents Secure
    • Shred sensitive documents before disposing of them.
    • Store important documents like bank statements and credit card bills in a secure location.
  8. Use Credit Monitoring Services
    • Enroll in a credit monitoring service or sign up with the three credit bureaus Experian, Equifax and TransUnion to keep track of your credit report and be alerted of any changes.
    • Regularly review your credit reports for accuracy.
    • Freeze your credit report; unlock it when needed.
  9. Avoid Using Public Wi-Fi for Financial Transactions
    • Use a secure and private network for online banking and financial transactions.
    • Consider using a Virtual Private Network (VPN) for added security when accessing financial information online.
    • Ensure no one is watching you enter your credentials.
  10. Report Lost or Stolen Cards Immediately
    • Contact your bank or credit card issuer immediately if your card is lost or stolen.
    • Monitor your accounts for any unauthorized transactions and request a replacement card.

By following these tips, you can better protect your banking and credit information from theft and fraud.